The total transaction amount (the “Total”) shall be equal to (i) the total amount of the deposit entered (the “Amount”); plus (ii) a fixed fee as determined based on the table below in accordance with the applicable Amount (the “Fixed Fee”); plus (iii) a fee equal to 3.00% of the Total transaction amount (the “Variable Fee”).

For the sake of clarity, the Variable Fee is calculated by dividing the sum of the deposit Amount and the Fixed Fee by .97 and then subtracting from this number the sum of the deposit Amount and the Fixed Fee, such that the final amount of the Variable Fee is equal to 3.00% of the Total transaction amount.

Expressed as an equation, this calculation is as follows:

Deposit Amount + Fixed Fee

0.97

=

Total Transaction Amount

Total Transaction Amount – (Deposit Amount + Fixed Fee) = Variable Fee

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